Open Enrollment

2020-2021 Annual Open Enrollment

We are pleased to announce the 2020-2021 Annual Open Enrollment for all benefit eligible employees, beginning Friday, June 5, 2020 and closing on Tuesday, August 25, 2020.

The medical rates are going up between 3.7-4.4% as of October 1, 2020. In October 2019, the average medical rate increase was about 8%. The average annual medical rate increase with Self-Insured Schools of California has been around 4%.

Any enrollment changes for you or your dependents will go into effect on October 1, 2020, with any employee premium contribution changes beginning on the September 2020 payroll. Open Enrollment will close on Tuesday, August 25, 2020. The District maximum medical contribution remains $2,050.00/month.

If you are satisfied with your current coverage, there is no action required.

New in 2020:

  1. Building Blocks for Business

    • Building Blocks for Business is our new Agent-Assisted Virtual Enrollment Service provider. All Benefit Eligible College of Marin Employees should schedule an appointment with a Building Blocks Advisor during open enrollment. 

  1. New Voluntary Plans with Colonial Life and Flexible Spending Accounts with Basic Pacific (note: anyone currently enrolled in a TDS FSA, will continue with our current provider, until the runout period ends on December 31, 2020).

  2. Health Savings Accounts (HSA)/High Deductible Health Plans (HDHP).

  3. Effective 01/01/2020, in order to enroll a Domestic Partner in Health Benefits, you must have a California state-issued Certificate of Registered Domestic Partnership. SISC will no longer be accepting Affidavits of Domestic Partnership.

To enroll or change enrollment, please complete:

Kaiser Enrollment Form

OR

Blue Shield Enrollment Form

To change dependent enrollment, you must complete:

SISC Membership Change Form


Open Enrollment 2020 - Webinars 

Benefits Overview 2020 PowerPoint (no recording)

Building Blocks for Business, Colonial Life, Basic pacific (FSA and HSA)

Password: 5z#J%3S0 

Health Savings Accounts / High Deductible Health Plans


Dependent Eligibility - Required Documents

If you are adding an eligible dependent, the following documents are required by SISC.

The following verification documents are also required to enroll a dependent in health benefit plans. SISC requires the Social Security Numbers for all dependents to be covered on the plans. SISC reserves the right to request additional documentation to substantiate eligibility.

Spouse

  • Prior year’s Federal Tax Form that shows the couple was married (financial information may be blocked out)
  • Marriage Certificate for newly married couple where tax return is not available

Domestic Partner

  • Certificate of Registered Domestic Partnership issued by the State of California

Children, Stepchildren, and/or Adopted Children up to age 26

  • Legal Birth Certificate or Hospital Birth Certificate (to include full name of child, parent(s) name & child’s DOB)
  • Legal Adoption Documentation

Legal Guardianship up to age 18

  • Legal Court Documentation establishing Guardianship

Dependent Terminations

What are the employee and district responsibilities regarding spouse/domestic partner and/or dependent children terminations?

It is the employee’s responsibility to notify the district of any changes in eligibility status for their spouse/domestic partner or dependent(s) within 31 calendar days of their Mid-Year Qualifying Event. The district is required to notify SISC in a timely manner of these changes. Paid claims and/or increased premiums on a non-eligible spouse/domestic partner or dependent(s) will be recovered from the employee.


Pre-Tax Your Share of Premium

If you have any out of pocket share toward the premium, you may consider having the deductions taken on a pre-tax basis. By signing up for this option your federal, state and social security deductions will decrease. Please complete and submit the Salary Reduction Agreement by August 25, 2020 to the Benefits Office.


2020-2021 Plan Documents

Kaiser Permanente

Blue Shield

To view the 2019-2020 plan documents, go to the Employee Benefits web page.

SISC HSA Medical Plan Comparison


Blue Shield of California: 2-Tier Anchor Bronze Plan

All variable hourly, temporary, part-time, seasonal employee or student workers of the Marin Community College District (MCCD) may purchase health insurance for themselves and their eligible children as part of the 2020-2021 Open Enrollment. Employees who choose to enroll will be responsible for making monthly premium payments to the District’s benefits office. Contact the Benefits Office for additional information.


Self-Insured Schools of California (SISC)

SISC Value Added Flyer

Vida App - New in 2020

Blue Shield PPO have access to a virtual care platform that treats a full range of lifestyle, chronic, and behavioral health conditions through Vida Health. Users receive:

  • 1:1 health coaching and therapy available through a virtual platform
  • Digital interventions and programs
  • Progress tracked through in-app trackers and connected devices
  • Tools and resources such as videos and lessons

Oncology Center of Excellence Program - New in 2020
Blue Shield PPO members have access to an enhanced cancer benefit at the City of Hope in Duarte, California, through Health Design Plus. Members receive:

  • In-person evaluation at City of Hope with confirmation of cancer diagnosis 
  • Development of a customized treatment plan
  • Paid travel for patient and one companion
  • Access to a personal care nurse to coordinate care
  • Clinical trial and genetic risk education
  • Transition of care and collaboration with home
  • oncologist for one year post-evaluation

SISC Advance Medical - Expert Medical Opinion Service

This SISC value added program gives you access to experts from all over the globe to assist with the best course of treatment for your medical situation. Advance Medical is available to all subscribers and covered dependents enrolled in any SISC PPO or Kaiser Medical plan. Call (855) 201-9925 for additional information or visit http://advance-medical.net/sisc/.

Carrum Health

SISC has partnered with Carrum Health to provide Blue Shield PPO members with access to an enhanced benefit with selected physicians at Scripps Health in San Diego for Hip Replacements, Knee Replacements and several Inpatient Spine Surgeries. Under the Carrum benefit with Scripps: There are no medical bills! Co-insurance and deductibles are waived and Travel expenses are covered for the patient and an adult companion. This benefit is separate from and in addition to the benefits already provided under your Blue Shield PPO plan. To get started, call Carrum toll free at (888) 855-7806 or visit  Carrum’s website at https://my.carrumhealth.com/login.

Employee Assistance Program through Anthem Blue Cross

Anthem’s Employee Assistance Program (EAP) is a confidential information, support, and referral service offering tools and resources designed to help maximize productivity and meet the challenges of modern life. As an employer-sponsored program, EAP services are available to employees and their household members at no additional cost to them.  


The Hartford

During Open Enrollment, you have the opportunity to enroll in Voluntary Life, AD&D, Short-Term Disability and Long-Term Disability with The Hartford. When you enroll in The Hartford voluntary coverage during open enrollment, The Hartford may require you to submit an Evidence of Insurability (EOI) form, which involves providing the insurance company with additional information about your health.

Go to the Employee Benefits web page to view the plan documents

To enroll, complete The Hartford Enrollment form and return to the Benefits Office.


Building Blocks for Business - For Eligible Employees - New

Agent-Assisted Virtual Enrollment Service
Voluntary Plans and Flexible Spending

Note: Any enrollment or changes to the Voluntary Plans or Flexible Spending will be deducted on the October payroll.

Building Blocks for Business is your NEW Agent-Assisted Virtual Enrollment Service provider. All Benefit Eligible College of Marin Employees will schedule an appointment with a Building Blocks Advisor during open enrollment. The Advisors will walk employees through all new plan offerings via Screen Share and assist in making your 2020-2021 plan year elections and transitions.

Due to Section 125 and pre-tax eligibility of the Colonial Life plans offered at your workplace, all benefit eligible employees need to complete a session whether you are participating or not.

To Enroll in Voluntary Benefits and Flexible Spending Plans:

  • You may self-schedule online with this booking link. Click on Computer Screen Session and pick your date and time.

  • Call: (775) 382-1287

  • Email: Scheduling@BBforB.com

  • EASE Self-Enrollment (pending)

Voluntary Benefits - New

Building Blocks Benefit Booklet

Accident*

Colonial Life’s voluntary accident insurance policy is a medical indemnity plan that provides employees and their families with hospital, doctor, accidental death and catastrophic accident benefits in the event of a covered accident.

Cancer Assist

Colonial Life’s individual cancer insurance product helps to provide valuable financial protection for America’s workers and their families

in times of need, when medical bills and other expenses related to cancer diagnosis and treatment may limit their ability to focus on what's most important- getting well.

Critical Illness*

Colonial Life's individual Specified Critical Illness 1.0 insurance helps you and your family maintain financial security during the lengthy expensive recovery period of a critical illness. It provides a lump sum benefit to help with the out-of-pocket medical and non-medical expenses of employees who suffer a critical illness.

Individual Medical Bridge 7000 (Hosptial Confinement)*

Colonial Life’s Individual Medical Bridge insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.

Term Life 5000*

Colonial Life’s Term Life insurance plan offer life insurance protection where the benefit remains the same through the life of the policy. At the end of the term periods elected by the employee (10-,15-, 20-, or 30-years), the policy maybe continued on a yearly renewable basis, without proof of good health.

Whole Life 5000*

Colonial Life’s Whole Life insurance plan is individually owned, with guaranteed level premiums, guaranteed cash values and a guaranteed death benefit. Coverage is permanent and is guaranteed for the life of the policy (to age 100), provided premiums are paid when due.

Individual Short-Term Disability 3000

Colonial Life’s voluntary short-term disability insurance policy is an individual plan that is administered via payroll deduction at the workplace. It insures your employee’s paycheck by replacing a portion of your income, if you become disabled because of a covered accidental injury or covered sickness.

*Guaranteed Issue Available

Pre-Tax Benefit Plans

College of Marin offers tax-free benefit plan(s) that provide you with ways to save up to thousands of dollars per year by offering the option to pay for certain types of expenses with pre-tax payroll deductions. If you choose to participate, you will reduce your taxable income which ultimately results in you having more money to spend! Enroll through the Building Blocks Agent-Assisted Virtual Enrollment Service.

Flexible Spending - New

  • Medical (up to $2,750 annually)
  • Dependent Care (up to $5,000 annually)
  • Commuter
  • Health Savings Account

For detailed information regarding your new Colonial & Basic FSA benefit choices, please CLICK HERE.

Health Savings Accounts

HSA Investment Options


Commuter Benefit Solutions

In 2017, the SMART (Sonoma-Marin Area Rail Transit) Train started full-service operation from the Sonoma County Airport to downtown San Rafael. In conjunction with the Marin County Office of Education, College of Marin employees have discounted pricing available through Commuter Benefits Solutions on SMART’s monthly unlimited Eco Pass for the 2020-2021 school year. Eco Passes are available for $155-170/month using pre-tax dollars deducted from the employee’s paycheck. Employees must register/enroll online by the 10th of the month through Commuter Benefit Solutions (CBS). Employees may also pay for SMART Train parking fees with pre-tax dollars through the use of a pre-paid MasterCard. If you would like to sign up for commuter benefits, please contact Ron Owen in the Benefits Office.